Health InsuranceEligible state, local education and local government employees may enroll in health coverage through the state group insurance program. Available options include the Preferred Provider Organization (PPO) which is available statewide, a Point of Service (POS) also available statewide or a Health Maintenance Organization (HMO). Once an employee has made benefit choices for the year, they may not be changed unless he/she has a qualifying change in family status. The federal law, Health Insurance Portability Accountability Act (HIPAA), states that qualifying changes in family status generally include:To make a coverage change, an employee must notify Human Resources (in person) and complete the appropriate forms within 30 days of his/her status change. Medical Plan Comparisons (PDF) BlueCross BlueShield (PPO) |
Dental/Vision BenefitsThe school system offers a voluntary dental/vision reimbursement plan. The plan is a self-insured benefit plan provided by the school system. You may choose from four levels of coverage:
Option I-Dental OnlyAnnual Dental Insurance Open Enrollment Period: November 15-December 15 All claims for dental/vision expenses must be submitted no later than March 31 after the end of the Plan Year in which the expense was incurred. Dental/Vision Claim Forms should be submitted to: For more information, please contact a Human Resources Representative at 865-453-4671 |
||||||||||||
Supplemental Life and Accidental Death & DismembermentThe School System provides a $10,000 life insurance policy to all full-time employees. This benefit is reduced to 50% at age 75 and to 30% at age 80. Employees may purchase policies for a spouse and children, and/or purchase additional amounts of coverage beyond $10,000. For more information, contact Ownby Insurance at 865-453-1414 Disability Benefits
| Other Optional Payroll DeductionsSavings and Loans |
||||||||||||
Tennessee Consolidated Retirement System (TCRS)This plan provides monthly income to you are retirement. Your benefit at retirement is based on a formula, which considers your years of service and your income. Normal retirement, with an unreduced benefit, can be taken at age 60 or with 30 years of service.TCRS Telephone Directory Detailed information including plan provisions and a benefit calculator is available on the TCRS Retirement website: http://www.treasury.state.tn.us/tcrs/ Try the TCRS Retirement Calculator | Tax Sheltered Annuities (403-B and 457)You may increase your financial security at retirement if you wish to participate in a tax-sheltered annuity program. Through this program you contribute a percentage of your income on a pre-tax basis. You determine which provider to use and how to invest your contributions. Please note that funds invested in these programs are subject to loss, and any such loss is not the responsibility of the School System. The School System does not sponsor these programs and offers them through payroll deduction only as a convenience to you. The School System does not endorse or make any representations in regard to the companies or providers listed on the next page.The Sevier County Board of Education School System" The Board" does not endorse or make any representations concerning the companies,firms,or individuals below. Any return or loss on your investments is NOT the responsibility of the Board. The Board is not involved in the handling of your investment. Funds invested with any of the below is voluntary and at the risk of the investor. The system offers payroll deduction for the following annuities:
|
Employee Benefits
The Sevier County Board of Education is pleased to offer a comprehensive benefits program for full-time employees. The information and links included on this page provide you with information for some of your most important benefits.