Tennessee Consolidated Retirement System (TCRS)

This plan provides monthly income to your retirement. Your benefit at retirement is based on a formula, which considers your years of service and your income. Normal retirement, with an unreduced benefit, can be taken at age 60 or with 30 years of service.

TCRS Member Self-Service (MSS) is now available.  This online tool will allow employees to:
  • Update TCRS Contact Information
  • View Entire TCRS Account History
  • Retrieve Member Annual Statement
  • Maintain TCRS Beneficiary Information
Download the MSS Flyer to learn how to register, retrieve your annual statement, and view or update your beneficiary information. If you need assistance with Member Self-Service, navigate to and access the Member Self-Service User Guide or demonstration video available under the Concord tab. If you need further assistance you can contact RetireReady at 1-800-922-7772 or 1-800-770-8277 and select option 8.

Considering Retirement? 

Schedule a meeting to get information and discuss your retirement options. Use the link below, select 1 on 1 meeting, and enter your zip code to schedule your appointment. 

Schedule a Meeting

401 (k) Deferred Compensation Program

The State of Tennessee 401 (k) Deferred Compensation Program is a supplemental retirement savings program that is designed to work with the Tennessee Consolidated Retirement System (TCRS) plan to help employees prepare for retirement.  See the 401 (k) Program Features and Highlights Guide for more information.

Empower Retirement
Representative:  Luke Evola
Phone:  423-523-1382

General Information

TN Retire Ready